PSECU stands for Pennsylvania State Employees Credit Union, which is a not for profit organization founded in 1934. Its head quarter based on Harrisburg, Pennsylvania, United States. Basically the its a financial service provider bank ,which provide different types of online services through its online web portal. In this post we will know how to login into the account of PSECU i.e PSECU Login ,how to apply for mobile banking ,loans and much more.
Table of Contents
PSECU Member Login
To login into the account of PSECU follow the step by step process given below and you will know how to do that.
- Go to the website. You can do that by typing PSECU on the google chrome browser or any browser you have on your phone.
- Search result will show you many options ,you have to click on the first option with PSECU website.
- Once you click on that link ,you will be guided to the home page of the PSECU.
- Then on the home page click on the member login option.
- As soon as you click on the member login option login page will open.
- Fill the login credentials like user name and password.
- Click on the login option and you are logged in into your account.
Now you know how to login into the account of PSECU by following the steps given above. But you might be wondering how to get user name and password. So to get the user name and password you must require to sign up into the account of PSECU.
Psecu Home Login
How to Sign Up in PSECU
To create the user name and password on PSECU follow the steps given below :-
- Visit the official web portal dedicated to the PSECU i.e https://www.psecu.com/
- Once you are on the home page of PSECU by clicking on the link given above.
- On the home page click on the sigh up for online banking option.
- Then you will be guided to the sigh up form.
- Fill the form with information asked in the form.
- Like first name, last name ,Last four digit of your SSN and date of birth.
- Then click on the next button.
- Fill the other details asked and click on the submit button.
By this way you will able to sigh up to the account of PSECU. Your will get your user name and password also.
Forgot User ID and password
It might happen with many user that he/she forgot their user name or password. So to retrieve user name and password follow the steps given below :-
- First of all go visit https://www.psecu.com web portal
- You will be navigated to the Home page of that website.
- On the Home page click on the Forgot User ID or Password? option.
- Once you have clicked on that option form will open in the other tab.
- Then fill the form with enter user name or account number.
- Type you PIN.
- Then click on the Next button.
- You will get option to change user id and password.
So like this you can retrieve your user id and password.
What are different types of loans provided by PSECU
Different types of loans provided by PSECU are as follows :-
- Auto Loans
- Personal Loans
- Debt Consolidation
- Business Loans
- Home Equity
- Mortgage
- Students Loan
How to Apply for Auto loan
Follow the steps to apply for Auto loan
- Go to the home page of PSECU.
- On the Home page click on the Loans section in the top menu.
- Then in the drop down menu, click on the auto loans option.
- Three option will be shown in front of you to choose from are New and used cars ,Refinance an existing loan and Buy out a lease. Auto loan rates as low as 2.74% APR*
- Then choose from the above option. If you have new or used car then click on the apply option.
- Then click on the apply now option.
- Then you will be asked weather you member or not.
- If you are a member then click on yes and continue .And if not then click on NO and become a member first by enrolling yourself to the portal.
- Then click on the continue option.
- After that you have to agree to the terms and condition like your electronic signature its will be equivalent to the manual signature, Your online membership application email id and other things.
- You have to read and tick on the I have read and I agree option.
- Then you have to read all the document in pdf form for general information .Not so necessary you can read it later.
- Then give your consent for qualification for the loan and click on continue button.
- Then fill the form with your personal information required for your eligibility for the loan to be approved.
- Like first Name , Middle name ,last name ,Date of birth ,social security number email address ,contact number ,citizenship status.
- Then click on the continue and fill other details and submit the form.
- Hence you will be notified via mail or sms about your auto loan approval.
PSECU Mortgage Rates
According to the PSECU website the fixed mortgage rates are given below. But its now as it is ,it changes from time to time- For more information click here
| DESCRIPTION | RATE AS LOW AS | APR* | MONTHLY PAYMENT EXAMPLE |
|---|---|---|---|
| 10-year Fixed 0 points | 5.000% | 5.359% | $10.61/per $1000.00 |
| 10-year Fixed 1 points | 4.875% | 5.454% | $10.55/per $1000.00 |
| 10-year Fixed 2 points | 4.750% | 5.551% | $10.49/per $1000.00 |
| 10-year Fixed 3 points | 4.625% | 5.650% | $10.43/per $1000.00 |
| 15-year Fixed 0 points | 5.125% | 5.386% | $7.98/per $1000.00 |
| 15-year Fixed 1 points | 5.000% | 5.415% | $7.91/per $1000.00 |
| 15-year Fixed 2 points | 4.875% | 5.445% | $7.85/per $1000.00 |
| 15-year Fixed 3 points | 4.750% | 5.477% | $7.79/per $1000.00 |
| 20-year Fixed 0 points | 5.375% | 5.595% | $6.82/per $1000.00 |
| 20-year Fixed 1 points | 5.250% | 5.592% | $6.75/per $1000.00 |
| 20-year Fixed 2 points | 5.125% | 5.590% | $6.68/per $1000.00 |
| 20-year Fixed 3 points | 5.000% | 5.589% | $6.61/per $1000.00 |
| 30-year Fixed 0 points | 5.875% | 6.025% | $5.92/per $1000.00 |
| 30-year Fixed 1 points | 5.750% | 5.897% | $5.84/per $1000.00 |
| 30-year Fixed 2 points | 5.625% | 5.771% | $5.76/per $1000.00 |
| 30-year Fixed 3 points | 5.500% | 5.643% | $5.69/per $1000.00 |
PSECU Hours
If you have any query or you want to ask something about finance from your bank the you can contact your PSECU in regular business hours-
Monday to Friday – 8 a.m. to 6 p.m.
Saturday – 9 a.m. to 5 p.m.
Some time fraudulent activity happens with your account then bank will contact you in the working hours or you can also contact bank on the 800.237.7328, extension 3111.
For more on the security concern about your account with PSECU you nee to go to the this website – Click here
PSECU Routing Number
ABA/Transit Routing Number – 231381116
This PSECU Routing Number is required for direct deposit along with the PCECU bank account number. New member have to wait for sometime to get the PSECU Routing Number.
PSECU Credit Union Rates
Check this out for psecu credit union rates. Largest credit union in Pennsylvania is PSECU.
PSECU Mobile App Download- Apps on Google Play
The mobile app for PSECU is available for both apple and android users.
PSECU Mobile App Android
- Go to the Google play store.
- Search for PSECU app in search bar
- Then click on that.
- Install it in the phone.
- Open and login to use the app.
- Download Link- Click here
PSECU Mobile App iOS
- Go to the apple store.
- Search for PSECU app.
- Click on the app.
- Install it on the phone.
- Now open and use it.
- Download link –Click here
FAQs
What is the full form of PSECU
Full form of PSECU is Pennsylvania State Employees Credit Union,
How to get user id and password on PSECU
To have to become member of the PSECU to generate user name and password so that you can login in the account of PSECU and avail different services.
How to deposit foreign check or money order?
You cannot deposit foreign check or money order using ATM or mobile banking. Any check of foreign county should be mailed at
PSECU Payments Unit
P.O. Box 67013
Harrisburg, PA 17106-7013